Pause before acting
Treat pressure to act immediately, share a code or pay to receive a prize as a warning sign.

Four practical habits and three questions to test your understanding.
Treat pressure to act immediately, share a code or pay to receive a prize as a warning sign.
Do not rely only on a number or link inside a suspicious message. Check against independently verified contact information.
Use a screen lock, keep the device updated and keep your sign-in secrets private.
Review the recipient, amount and purpose. If confirmation is delayed, check the status before repeating a payment.
Further guidance: BNR · Financial education · BNR · Consumer protection booklet
Choose one answer to each question. No personal information needed.
Keep your codes and money safe. Prepare a question using the SACCO’s verified email.